Debt · Strategy
Snowball vs. avalanche calculator
Compare payoff order by smallest balance versus highest APR.
Extra interest saved with avalanche
$30
- Avalanche payoff time
- 2 yr 5 mo.
- Avalanche total interest
- $2,093
- Snowball payoff time
- 2 yr 6 mo.
- Snowball total interest
- $2,123
Avalanche (highest APR first) minimizes interest; snowball (smallest balance first) clears accounts sooner, which some people find easier to stick with.