Legal Center

One source of truth. One sitewide legal system · Product-specific disclosures only where needed

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UnitedStatesCredit Legal Center

Legal information, organized clearly.

One sitewide Privacy Policy and Terms of Use cover the USC platform. Product-specific notices are added only where a loan, card or other financial flow requires additional consent or disclosure.

Read the Privacy PolicyLoans Legal Center

Sitewide documents

One set of core rules across USC.

These documents apply to editorial pages, guides, calculators, search, rate data and product hubs. Product flows can add narrower notices without creating competing privacy policies.

Privacy PolicyHow USC collects, uses and shares information across content, tools and product flows.SitewideRead documentTerms of UseRules for using USC content, calculators, comparison tools and marketplace services.SitewideRead documentPrivacy ChoicesAccess, deletion, correction, marketing and sale/share choices in one place.SitewideRead documentCookies & AdvertisingAdSense, analytics, cookies, identifiers and how advertising choices work.SitewideRead documentAdvertiser DisclosureHow USC earns money and how compensation can affect product placement.SitewideRead documentSecurityHow USC separates public content, calculators and sensitive product-request experiences.SitewideRead documentAccessibilityOur accessibility goals and how to report a barrier.SitewideRead documentContact & ComplaintsQuestions, privacy requests and concerns about USC products or content.SitewideRead document

Financial products

Additional documents only when the product requires them.

The product legal centers inherit the sitewide documents and add only the consent, authorization, partner and rate disclosures needed for that experience.

Personal Loans

The Loans Legal Center contains the request terms, rates and fees, consents, partner lists and state-specific notices that apply to the loan flow.

Active product center
  • Loan Request Terms
  • Rates & Fees
  • E-Consent and authorizations
  • Marketplace Partners
  • State-specific notices
Open Loans Legal CenterView loan disclosures

Credit Cards

The current Credit Cards experience provides education, calculators and comparisons without collecting an SSN or accessing a consumer credit report.

Current informational experience
  • Sitewide Privacy Policy
  • Terms of Use
  • Advertiser Disclosure
  • Cookies & Advertising
Open Credit Cards Legal Center

Source-of-truth architecture

Manage the legal system without copying documents.

Every page, footer, consent and product flow should resolve documents from the same registry. The public page shows the active version; audit logs preserve the version the consumer actually saw.

1

Canonical content registry

Each document has one ID, route, status, effective date and version. Site pages link to that record instead of pasting policy text.

2

Layered product notices

Short notices appear at decision points and link to the canonical policy, product terms and authorization that apply.

3

Immutable consent evidence

Loan and card submissions store the document versions, partner-list version and exact assent text displayed at that moment.