Personal Loans Legal Center

Legal Center

Important information about our loan-matching service, privacy practices, marketing practices, electronic communications, consumer rights, and advertising relationships.

Effective September 16, 2026Legal content version 2.3
Transparency matters. UnitedStatesCredit is a loan-matching and financial-information service, not a lender. Review the documents below to understand how the service works and how information is handled. Some legally required permissions are presented separately at the point where information is collected.
Privacy

Privacy Policy

How UnitedStatesCredit collects, uses, discloses, retains, and protects personal information.

Legal

Terms of Use

Terms governing use of UnitedStatesCredit.com and the loan-matching service.

Electronic records

Electronic Communications & E-SIGN Consent

Consent to receive records, notices, and disclosures electronically.

Loan costs

Rates & Fees

Important information about loan costs, APRs, fees, and lender disclosures.

Our role

Lending & Matching Policy

How the loan-request and lender-matching process works.

Compensation

Advertiser & Compensation Disclosure

How UnitedStatesCredit may be compensated by lenders, advertisers, and marketing partners.

Financial privacy

Financial Privacy Notice

Financial-information practices and disclosures for loan applicants.

California

California Financial Privacy Notice

Additional financial privacy protections for California consumers.

Marketing

Marketing & Communications Privacy Notice

How first-party contact records may be managed and used for email, SMS, telephone, and third-party offers.

State rights

U.S. State Privacy Rights

Access, correction, deletion, opt-out, portability, appeal, and other state privacy rights.

Your choices

Your Privacy Choices

Request access, deletion, correction, marketing opt-outs, or sale/share and targeted-advertising choices.

Cookies

Cookie & Tracking Technologies Notice

How cookies, analytics, advertising, and browser privacy signals are handled.

Before you start

Notice at Collection

What the loan request form collects, why, how long it is kept, and your choices.

Credit reports

FCRA Authorization & Disclosure

The consumer-report authorization you give when you submit a loan request.

Who receives a request

Marketplace Partners

The companies that may participate in evaluating, matching, or responding to a loan request.

Education

Responsible Borrowing

Questions to ask, costs to compare, and alternatives to consider.

Process

How United States Credit Works

A plain-English overview of submission, matching, provider review, and offers.

UnitedStatesCredit.com is operated by Bluekeel LLC. We are not a lender and do not make credit decisions. We may receive compensation when consumers are connected with participating providers.

Legal Center

Transparency

© 2026 Bluekeel LLC. All rights reserved. United States Credit is a marketing and referral service, not a lender, creditor, bank, or financial advisor. Availability and terms vary by provider, applicant qualifications, and state law.